Pencil of Nature

PN.26.021. Product. Studio project, 2026.

Plainsong

A personal finance app with almost no charts. Your money is told in sentences, and any number in red can be dragged to ask what if.

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The brief

Design a personal finance dashboard that a person who is afraid of their bank balance would actually open.

The idea

Most finance apps look like a cockpit, which is the wrong emotional register for someone who is worried. Plainsong writes your month out in plain sentences, set like a chant book in black with rubric red for the numbers, and lets you argue with them by dragging.

Decisions

  • Numbers are the only colour on the page, as rubrics were in a manuscript.
  • What if is a paragraph with draggable values, not a form.
  • Spending categories are set as words sized by money, so the page stays type.
  • Every scrubbable value also works from the keyboard.

How it came together

  1. Wrote the sentences first, before any layout.
  2. Built a small template system that composes them from real figures.
  3. Added scrubbing, then keyboard access for every scrubbable value.

How it works

One HTML file. Sentences are assembled by rule from a sample transaction list. Compound interest is calculated monthly, and the curve redraws as you drag.

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